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“It’s enough to drive you crazy.”

The real estate market today is more complex, convoluted and chaotic than ever. According to almost every respected source from real estate specialists to lenders, to contractors, the housing market is on an upswing. Oh, not as fast or robust as everyone would like, but on a gradual uptick nonetheless. That’s the good news. The rest of the news is well – confusing.

Construction is up, but so are costs.

According to the Boone Country Resource Management Department, the number of permits issued for building single family detached homes is higher than at any period since 2007. Even some builders who had emphasized remodeling during the recession are moving back to new construction. But while new home starts are on the rise, so are new home prices. The cost of construction per square foot has more than doubled in the past decade.

Housing prices are up, but many folks still aren’t selling.

According to Standard and Poor’s Case-Schiller 20-city index, there was a 13.4% jump in the average price of a home sold last year. Ordinarily that would have lots of homeowners putting their places on the market, but that doesn’t seem to be the case. In fact the lack of homes for sale is one of the reasons why selling prices have increased. In some cases, sellers actually benefitted from bidding wars.

First time buyers finding it tough even though some credit standards are loosening.

Despite the questionable credit practices that started the whole recession, subprime lending is staging a comeback. Led by the biggies – Wells-Fargo and Carrington Mortgage Services – lenders are accepting borrowers they recently rejected in the wake of the financial crisis. Still, first time buyers, facing higher home prices, are having to come up with bigger and bigger down payments.

In crazy times like these, you need sound advice.

The average home owner buys or sells two, three, perhaps four houses in a lifetime. They have full time jobs in other fields and can’t be expected to keep up with the complexities of today’s wildly fluctuating real estate puzzle. But at the Ginsburg Group, this is all we do. We know where the sellers are – we have their listings. We know where financing is available – they’re on our speed dial. We know how to ease you through the process because we’ve been doing it for more than 30 years. Give us a call at 573-876-2891.


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